Back to Quote Comparison

Terms and Conditions

Welcome to INSR. These Terms and Conditions govern your use of our website and services, including our car insurance quote comparison and lead generation services. By using our website and submitting your information, you agree to these terms.

1. Our Service

INSR is a lead generation and quote comparison platform. We connect consumers like you with a network of trusted insurance providers. When you complete our survey:

• We collect your personal information and insurance preferences;
• We match your profile with relevant insurance providers in our network;
• Your information is shared with selected providers who will contact you directly with a car insurance quotation;
• Multiple providers may contact you to offer their services.

Important: INSR is not an insurance provider. We do not underwrite insurance policies, make coverage decisions, or provide financial advice. We are a marketing and lead generation service that facilitates connections between consumers and insurance providers.

2. Information We Collect

To match you with suitable insurance providers, we collect the following information:

• Personal Information: Your name, email address, phone number, and ID number;
• Vehicle Information: Your vehicle make, model, and year;
• Insurance Information: Your current insurer, estimated monthly premium, and claims history;
• Preferences: Your preferred contact date and time.

By submitting this information, you consent to it being shared with our partner insurance providers for the purpose of providing you with a car insurance quotation.

3. How We Use Your Information

Your information is used for the following purposes:

• Lead Generation: To share your details with insurance providers who may contact you with a quotation;
• Quote Comparison: To help you compare insurance quotes from multiple providers;
• Communication: To send you confirmation of your submission and follow-up communications;
• Improvement: To improve our services and user experience;
• Compliance: To comply with legal and regulatory requirements (including POPIA).

4. Sharing Your Information

We share your information with multiple insurance providers in our network. These providers may contact you directly via phone, email, or SMS to provide you with a car insurance quotation.

We only share information with providers who are:

• Registered and compliant with South African financial services regulations;
• Bound by confidentiality and data protection obligations;
• Committed to handling your information in accordance with POPIA.

You acknowledge and agree that multiple providers may contact you with insurance quotations as a result of your submission.

5. Your Rights Under POPIA

The Protection of Personal Information Act (POPIA) gives you rights regarding your personal information. These include:

• Right of Access: You can request a copy of the personal information we hold about you;
• Right to Rectification: You can request that we correct inaccurate or incomplete information;
• Right to Object: You can object to the processing of your information for marketing purposes;
• Right to Complain: You can lodge a complaint with the Information Regulator if you believe your rights have been violated.

To exercise any of these rights, please contact us at: support@insr.co.za

6. Your Consent

By submitting your information through our website, you:

• Confirm that you are 18 years or older;
• Confirm that the information you provide is accurate and complete;
• Consent to the processing of your personal information as described in these terms;
• Consent to your information being shared with multiple insurance providers;
• Consent to being contacted by insurance providers via phone, email, or SMS with insurance quotations.

You may withdraw your consent at any time by contacting us at support@insr.co.za. However, please note that withdrawing consent may affect our ability to connect you with insurance providers.

7. Data Security

We take data security seriously. We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. These measures include:

• 256-bit SSL encryption for all data transmissions;
• Secure servers and databases with restricted access;
• Regular security reviews and updates;
• Contractual obligations with our partners to protect your information.

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

8. Disclaimer

INSR provides its services "as is" and makes no warranties or representations regarding the accuracy, completeness, or suitability of the information provided through our website. We do not:

• Guarantee that you will receive insurance quotations;
• Guarantee the accuracy or competitiveness of any quotations provided;
• Endorse or recommend any specific insurance provider;
• Accept liability for the conduct or services of any insurance provider in our network.

The insurance quotations you receive are provided by independent providers. It is your responsibility to review and verify the terms of any insurance policy before accepting it.

9. Limitation of Liability

To the maximum extent permitted by law, INSR shall not be liable for:

• Any indirect, incidental, or consequential damages;
• Any loss of profits, data, or business opportunities;
• Any damages arising from the conduct or services of insurance providers;
• Any damages arising from your use of or inability to use our website or services.

Our total liability to you shall not exceed the amount of fees paid by you to us (if any) for the use of our services.

10. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. The current version will always be available on our website. Changes will become effective immediately upon publication. Your continued use of our website following any changes constitutes your acceptance of the updated terms.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

12. Contact Us

If you have any questions, concerns, or requests regarding these Terms and Conditions or your personal information, please contact us:

Email: support@insr.co.za
Website: https://insr.co.za

---